Our History

UBA has more than 65 years of providing uninterrupted banking operations, dating back to 1948 when the British and French Bank Limited (BFB) commenced business in Nigeria.

Learn about our origins, foundations and beginnings

Since its founding in 1948, UBA has been serving the households, businesses and communities of Africa. We’re happy to have spent over 65 years of providing the best services to our customers.


United Bank for Africa Zambia (UBAZ) is a subsidiary of UBA Plc a Nigerian based bank with a network of over 700 branches strategically spread across Nigeria, London, New York, Cayman Island and has subsidiaries in 20 African countries.

UBA Zambia Ltd commenced business in January 2010. The Bank is a private limited liability company and is incorporated under the Companies Act, 1994 (as amended) and domiciled in the Republic of Zambia. The Bank is licensed to conduct commercial banking services under the Zambian Banking and Financial Services Act, 1994 (as amended).

The Bank has 6 branches; four (4) situated in the capital city of Lusaka and Two (2) on the Copperbelt province. The Bank has over the years made a number of key strategic alliances with partners in the private and public sectors including the Government.

The Bank offers a wide range of banking products and financial services to corporate, retail and government agencies through a variety of delivery channels in public sector, our specialized subsidiaries and affiliates companies in the areas of investment banking, retail banking and Private banking. The Bank also provides services covering financial institutions, sovereign and multinational organizations by originating, selling, structuring debt instruments, foreign exchange and money market products.

UBA Bank’s Consumer Banking offers a suite of products for your personal financial needs through various channels including ATMs, Branch Network and Internet Banking.

The Bank’s private Banking Services have a comprehensive range of high quality Portfolio Advisory Services along with a comprehensive transaction execution platform, complemented by personalized Banking and custodial services.

UBA Plc enjoys a strong image as one of the best IT driven banks in the continent, which it strives to maintain as a permanent position in the market place.