Current Accounts
A UBA Current Account is suitable for everyone, whether employed, self-employed, students, artisans or members of the diaspora.
Everyone is different so one size never fits all
That is why we have a wide range of accounts to fit everyone, regardless of situation or lifestyle. So whether you want a basic account or one bursting with options, you will find the right account that meets your expectations.
Current Account
Considering a current account?
- No restrictions on the withdrawal frequency or amounts from funded account
- Third party transactions allowed
- No restrictions on deposit amounts
- Cheque lodgment allowed
- Access to internet and mobile banking
- Access to UBA Master Card & Visa Card (for ATM, Internet and POS transactions)
- Opening balance of K150
- Zero minimum operating balance
- Access to consumer credit facilities
- Lodgment of cheques and dividend warrants
- Cheque book enabled


For Students
Requirements
• A valid means of ID (international passport/driver’s license/National Registration card)
• 1 passport photograph each for child and parent
• Birth certificate of child
• Utility bill of the parent
• Evidence of secondary school admission/secondary school student’s ID
Requirements
• Evidence of admission (school ID/admission letter/ student biodata form)
• A passport photograph required
For Employees
Considering a current account?
- Any of these IDs: international passport/driver’s license/national Registration card
- Employee ID (low KYC account opened in the absence of international passport/driver’s license/national ID/voter card)
- Letter of introduction from employer
- Passport photograph
- Utility bill (not necessary if applicant’s company has a UBA account)


For Self Employed
Are you self-employed, whether as an entrepreneur, owner of a professional service firm, or an entertainer?
Anyone of the valid IDs: international passport/driver’s license/national registration card
- Passport photograph (if business, for each of the owners of the business)
- Utility bill (not exceeding 3 months old)
- Certificate of Incorporation/Registration/CBN license (for business enterprise)
- Two references from current account holders
Expatriate/Diaspora
Considering a current account?
- International passport with valid visa/resident permit/work permit
- Passport photograph
- Utility bill (not exceeding 3 months old)
- Proof of source of funds (recent pay slip, work ID, letter of reference from current bankers or business registration documents, if self-employed)
- Eligibility
- Individuals in private business
- Self-employed professionals
- Individuals in paid employment
- Completed Account Opening Form
- 2 passport photographs
- Valid means of identification; national ID, international passport, driver’s license
- Utility bill not exceeding 3 months old
- 2 current account references

All current accounts come with
- Internet Banking
- Maximum Security
- Transaction Notifications