Current Accounts

A UBA Current Account is suitable for everyone, whether employed, self-employed, students, artisans or members of the diaspora.

Everyone is different so one size never fits all

That is why we have a wide range of accounts to fit everyone, regardless of situation or lifestyle. So whether you want a basic account or one bursting with options, you will find the right account that meets your expectations.

Current Account

Considering a current account?

  • No restrictions on the withdrawal frequency or amounts from funded account
  • Third party transactions allowed
  • No restrictions on deposit amounts
  • Cheque lodgment allowed
  • Access to internet and mobile banking
  • Access to UBA Master Card & Visa Card (for ATM, Internet and POS transactions)
  • Opening balance of K150
  • Zero minimum operating balance
  • Access to consumer credit facilities
  • Lodgment of cheques and dividend warrants
  • Cheque book enabled

For Students

We have unique savings accounts for the students with a distinctive sense of identity.


• A valid means of ID (international passport/driver’s license/National Registration card)
• 1 passport photograph each for child and parent
• Birth certificate of child
• Utility bill of the parent
• Evidence of secondary school admission/secondary school student’s ID


    Evidence of admission (school ID/admission letter/ student biodata form)

    A passport photograph required

For Employees

Considering a current account?

  • Any of these IDs: international passport/driver’s license/national Registration card
  • Employee ID (low KYC account opened in the absence of international passport/driver’s license/national ID/voter card)
  • Letter of introduction from employer
  • Passport photograph
  • Utility bill (not necessary if applicant’s company has a UBA account)

For Self Employed

Are you self-employed, whether as an entrepreneur, owner of a professional service firm, or an entertainer?

Anyone of the valid IDs: international passport/driver’s license/national registration card

  • Passport photograph (if business, for each of the owners of the business)
  • Utility bill (not exceeding 3 months old)
  • Certificate of Incorporation/Registration/CBN license (for business enterprise)
  • Two references from current account holders


Considering a current account?

  • International passport with valid visa/resident permit/work permit
  • Passport photograph
  • Utility bill (not exceeding 3 months old)
  • Proof of source of funds (recent pay slip, work ID, letter of reference from current bankers or business registration documents, if self-employed)
  • Eligibility
  • Individuals in private business
  • Self-employed professionals
  • Individuals in paid employment
  • Completed Account Opening Form
  • 2 passport photographs
  • Valid means of identification;  national ID, international passport, driver’s license
  • Utility bill not exceeding 3 months old
  • 2 current account references

All current accounts come with

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