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Personal Overdraft
A short term facility that allows you overdraw 50% of your salary.
Convenient terms of repayment
Repay with an interest rate from as low as 2% of the amount borrowed every 30 days when your salary is paid.
Benefits of an Overdraft
- 1. Get up to 50% of your salary
- 2. Repay with interest rates as low as 2%+ MPR
- 3.The facility is renewable every 180 days (depending on the outcome)
- 4. Gives you the money you need when you do not have sufficient funds in your account
- 5. Considerate, structured and convenient terms of repayment
Target Audience
1. Executives, partners and middle-level management staff of reputable organizations in the private or public sector who are confirmed counterparties
2. Individuals whose salaries must have been paid through UBA (for at least 1 month)
3. UBA account holders
4. Individuals who do not have a history of returned cheques due to insufficient funds
How to apply for an Overdraft
Complete and submit a UBA Consumer Loan Application to a Customer Service Officer at any UBA Branch.
