Lending / Borrowing

We help you meet your desired needs and wants by our loans.

No matter what your needs are, we are here for you. ​

No matter what your needs are, we are here for you. UBA Zambia offers you a variety of loan products to meet your lifestyle needs.

Get up to ZMW850,000 of the UBA Personal Loan. Accessible to all employees of acceptable or reputable companies, institutions or organizations approved by UBA, whose salaries are currently being paid through UBA Zambia.

A short term facility that allows you to overdraw 50% of you salary. This product is designed for employees of acceptable or reputable companies, institutions or organizations approved by UBA, whose salaries are currently being paid through UBA Zambia.

This product is designed for employees of acceptable companies, institutions or organizations approved by UBA, whose salaries are currently being paid through UBA Zambia for the acquisition of new motor vehicles. 

This product is designed for employees of acceptable or reputable companies, institutions or organizations approved by UBA, whose salaries and other emoluments are currently being paid through UBA Zambia for the acquisition of household assets.